A structured settlement is a proven, effective solution for the needs of many personal injury claimants. Claims professionals, plaintiff attorneys, judges and defense attorneys advocate the use of structured settlements because they effectively meet a claimant's need for security, as well as provide more benefits over time than a single, lump sum settlement. In addition, the periodic payment concept can be applied to a variety of other situations.

Is a Structured Settlement Right For You?

You should give serious consideration to a structured settlement, if any of the following apply to you or a family member:

* Temporarily or permanently disabled,

* Have limited investment or financial experience,

* The victim is a minor or someone judged to be    incompetent,

* Wrongful death case where the surviving spouse and/or    children need monthly or annual income,

* The injury is severe and may shorten the victims life or    impair mental competency,

* Likely to have ongoing medical expenses,

* Require rehabilitation or a permanent care facility,

* Need to provide payments for college funds, retirement,   down payment on a home, or mortgage payments, and

* Need to replace lost monthly/annual income or    supplemental income.